For years, I've searched the Internet for the best way to track my expenses. In the process, I tried numerous online tools and many spreadsheets. This site represents the sum of my research. I believe this is the easiest way to track your expenses. I hope you like it too.

Start now Immediately start tracking your expenses. It's as easy as entering the amount and the category. We will automatically generate a convenient overview of how much you are spending in what category on a monthly and yearly basis.

Quickly enter and categorize expenses.

Easily manage your expenses.

Analyze your budget.

Who is an expenses spreadsheet for?

An expense spreadsheet is for any one. Any one who wants to take control of his finances. Do you want to know where you are spending your money? Start tracking today and in a month you'll have a picture of what your current budget looks like.

Early Retirement and Financial Independence

The first step in becoming an extreme early retiree or a financial independent is knowing what you are spending. ExpensesSpreadsheet.net will help you track every penny and categorize them. This will show you your budget without any guesswork.

Next you can look what categories you want to optimize first.

Getting Out of Debt

If you're not quite ready yet to take on an early retirement, you may want to speed up repaying your loans. Find out where you can save money and pick up some extra money to snowball your depth.

I believe any one will benefit from tracking expenses. Keep in mind the age-old adagio: Whatever gets tracked, improves.

How to track your expenses

It's really up to you how you track your expenses and when you enter them in the spreadsheet. It's best that you figure out a way that works for you. This will be the easiest to stick to. However, if you need inspiration, here are a few options.

Track when you spend

Every time you pay something, add it to the spreadsheet. If you don't have an Internet connection at all times, write it down. This is the easiest way, but it is also a pretty involving process.

Religously collect tickets and receipts

Always ask a receipt and safe it. At set times (once a week, once very month) enter them into the spreadsheet.

Use your credit or debit card history

This is what I like and do. It's probably only feasible if you don't use too many cards. Once every month, I sit down with last months history of my card transactions. It does mean you won't be able to track cash transactions, but it is a very easy, low effort way of tracking your spending.

Start now Immediately start tracking your expenses. It's as easy as entering the amount and the category. We will automatically generate a convenient overview of how much you are spending in what category on a monthly and yearly basis.

How to budget with an expense spreadsheet?

An expense spreadsheet can be a great way to create a budget and make sure you stick to it.

Creating a budget

To get started with a budget, you should first try to figure out how much you are spending right now. ExpensesSpreadsheet.net will show you how much you spend in each category last month. It will also show the averages during the previous year.

This is the perfect starting point for your budget. Once you know how much you are spending in each category, you can decide where you want to save and where you want to spend.

Sticking to the budget

When you have your target spending numbers for each category, you can continuously monitor whether you are hitting them or not. Just keep entering expenses and compare this months summary to the previous months.

A budget tells us what we can't afford, but it doesn't keep us from buying it. -William Feather

Ideally suited to start planning for your Early Retirement Extreme!

Click here to try the original This Google Spreadsheet is the initial prototype of the expenses spreadsheet. You can change it to your liking, however, you won't be able to use the fancy stats and have no access to the latest and greatest updates.